Home Collected Credit

Loans are available from £100 to £2,500 . When you start as a new customer we may not be able to lend you large loans but as you help us understand what you can afford by repaying your account we can grant you more credit.

We’ve already approved thousands of customers with the cash they need and we’d love to help you too.

We will consider you whatever your circumstances. Even if your credit history isn’t perfect or you have had problems getting credit elsewhere, we may be able to help you. Our loans are available to tenants, self-employed or those in full time employment. If you are receiving benefits we may be able to help. The most important thing is whether you can afford the loan. We will assess your ability to repay a loan before giving you credit.

You have the right to withdraw from the credit agreement for 14 days. You will need to return to us the amount of credit. Contact your agent or your local branch to do so.

You can repay early in full or in part any time under the agreement and you will be entitled to some of the interest costs back

We use Credit reference agencies to make decisions please click here for more information

It is important that you make the payments on time as missing payments could affect your credit record and make obtaining credit more difficult. Ultimately, if you fail to pay we may commence legal proceedings against you.

Please remember, our products are suitable for most purposes but they are not meant to support long term borrowing as they are meant to be borrowed for the number of weeks in the agreement. Extending a loan by using another loan to pay it off may increase the cost of your borrowing.

Always make sure you understand the information you have been given before you sign the agreement.